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Logo of the KNOW NOW newsletter, composed of the letters of the word itself, and with reference to Financial Education, a BBVA and Funds People partnership. Logo of the KNOW NOW newsletter, composed of the letters of the word itself, and with reference to Financial Education, a BBVA and Funds People partnership.

#10 Longevity and population aging

Increased life expectancy is changing the way we live, work, and plan for the future. In a context of an aging population, understanding the impact of these changes is essential for making informed financial decisions.

Financial Education

  • 3 min

    Mário Pires | Schroders

    Savings rate: What it is and why it matters in personal finance.

    July 2026

    How much of your salary will last until the end of the month? The answer to this question reveals much more than just your consumption habits: It helps measure your financial security, your ability to cope with unforeseen events, and even your contribution to the economy. That is precisely what the savings rate shows.
  • 3 min

    JavIer García Díaz | BlackRock

    Intertemporal consumption: an essential pillar of financial education

    July 2026

    Consumption rarely ends at the moment the expense occurs: in practice, it is an ongoing negotiation between the present and the future. With every financial decision, individuals choose not only what they can consume today, but also what they are willing to postpone to ensure stability and well-being later on. It is within this balance, made up of expectations, constraints, and uncertainty, that intertemporal consumption is situated.

#9 Implications of debt on the global economy

In a context of increasing economic and financial complexity, understanding the role of debt has become essential for interpreting the challenges and opportunities of the global economy.

In this edition, experts analyze the main concepts, trends, and implications of debt, from governments to companies, helping to frame investment decisions in a rapidly changing world.

  • 4 min

    Jorge Silveira Botelho | BBVA AM

    The Empire of Debt

    May 2026

    Excessive government debt has turned debt into a system of governance that sustains states and, consequently, the world order. Debt has ceased to be a mere financial instrument and has become a dangerous anchor of sovereignty.
    This new paradigm, rooted in this new world order, reflects a growing awareness that capital is a scarce resource, and that the greater demand for regional autonomy imposed by this new order may lead to a renewed drive to secure capital.
  • 3 min

    Funds People

    What is debt sustainability?

    May 2026

    Debt sustainability measures a country’s ability to meet its financial obligations over time without defaulting or resorting to extraordinary measures.
  • 3 min

    JavIer García Díaz | BlackRock

    The essential concepts for understanding public finance.

    May 2026

    Understanding public finances involves analyzing a set of concepts and indicators that allow us to assess the financial situation of the State. Elements such as the primary balance, the budget deficit, and public debt are fundamental for interpreting the degree of balance in public accounts and the financing capacity of the economy.

Financial Education

  • 3 min

    Mário Pires | Schroders

    Rating agencies: what is their role?

    May 2026

    In a global financial market where billions of euros circulate daily, trust is one of the most valuable assets. Credit rating agencies exist to measure this, assessing the ability of countries and companies to meet their financial obligations and translating that risk into a simple scale that is crucial for investors around the world.

#8 Implications of Inequality for Economic Development

A more balanced distribution of income acts as a catalyst for dynamic consumption and the strengthening of human capital in nations. By optimizing well-being metrics and promoting sustainable investment, we create the ideal conditions for more robust and resilient economic growth. Understanding these dynamics is fundamental to transforming development potential into real prosperity for all sectors of society.

Find out what our experts think.
  • 4 min

    Jorge Silveira Botelho | BBVA AM

    The New World Order: Investment, inequality and a changing future

    February 2026

    More than looking at geopolitics, the secret lies in understanding what is happening in the real economy. It is precisely in this scenario of greater uncertainty and scarcity of capital that diversification becomes your best defense. Looking at these signs helps us find the safest ways to invest wisely and intelligently in this new reality.

Financial Education

  • 3 min

    André Themudo | BlackRock

    GDP per capita: concept, calculation and limitations

    February 2026

    As an aggregate measure, GDP provides information about the size of the economy. Expressing it per capita allows for a more in-depth analysis, offering an approximation of the average level of production and income per inhabitant.
  • 3 min

    Ana Carrisso | Fidelity

    Gini, Lorenz and economic equality

    February 2026

    Like a rollercoaster, volatility manifests itself when abrupt rises and falls occur in a short period of time. Although it may seem negative at first glance, it doesn't have to be: Volatility also creates opportunities.

#7 What to expect from the economy and markets in 2026?

With the financial world constantly evolving, anticipating economic and market trends for 2026 is crucial to optimizing your financial strategy.

Discover the outlook for 2026, according to our experts.

  • 5 min

    André Themudo | BlackRock

    What to expect from the markets in 2026?

    December 2025

    In a more fragmented world, 2026 will be a test of the adaptability of governments and investors in the face of a new economic regime in formation. So what are the most effective strategies for navigating uncertainty?
  • 5 min

    Ana Carrisso | Fidelity

    Europe, USA and China: outlook for 2026

    December 2025

    The global economic framework for 2026 appears to be a continuation of the current geopolitical fragmentation and divergence in monetary and fiscal policies. Ana Carrisso presents the outlook for the main economic areas.

Financial Education

#6 The main asset classes and the outlook for the second half of the year.

Despite the uncertainty that continues to mark global markets, new opportunities are also emerging. In this issue we explore topics with strategic potential, such as artificial intelligence, bonds, commodities and the importance of diversification when building solid portfolios that are prepared for the future. Find out what our experts think.

Financial Education

  • 3 min

    Mário Pires | Schroders

    Bonds: what are they and how do they work?

    June 2025

    Anyone who pays attention to financial issues has certainly heard of bonds. In short, a bond is essentially a loan. Whoever buys it is lending money to an entity for an agreed period. Learn more about this asset class.
  • 3 min

    Ana Carrisso | Fidelity

    What are shares for?

    June 2025

    Almost every day we hear about the stock market: how much the shares are worth, whether they have fallen or risen in line with current events. However, one thing is what is familiar to us and another is understanding how the capital market works.

Financial Education

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