BBVA Account for Domiciliation of Salaries
Get more out of your paycheck.
Benefits
BBVA Account for Domiciliation of Salaries
Free online SEPA + credit transfers.
Personalized support from your account manager.
Authorized overdraft limit (14.3% APR).
BBVA Club + advantages
The BBVA Ordenado Domiciliação account (for salaries/income over €1,500/month) gives you access to more than 200 brands with exclusive discounts of up to 50% in a wide selection of categories.
The discounts can be direct or as cashback, which you can accumulate and use or transfer to your BBVA demand deposit account.
You only have to be active on the Digital Channels.
Features
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A package account full of benefits.
For a monthly fixed package account maintenance fee you have access to:
- Unlimited and free SEPA+ credit transfers made through the BBVA Mobile app or BBVA.pt Home banking.
- Request and delivery of crossed and customized checks (books of up to 10 checks), free when ordered online through BBVA.pt home banking.
- Access to the BBVA Consigo service, through which you enjoy can personalized support from your account manager during extended hours, from 9 am to 6 pm, through different channels, including video call, email, phone, or chat.
- Available for direct deposit of salary/income above €1,500.00.
- When you open a BBVA Ordenado Domiciliação account you can enjoy advance payment of your salary/income through an authorized overdraft of up to 100% of the net value (14.3% APR).
Access to free payment methods:
- Issuance of a BBVA Agora Debit Card, with no Debit Card activation fee for the first year.
- Issuance of a BBVA Antes Pre-paid Debit Card, with no Debit Card activation fee.
- Issuance of a BBVA Credit Card, Depois Classic or Depois Gold (14.5% APR), with no credit Card issuance fee for the first year.
Access Conditions
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Get more out of your paycheck.
BBVA Account for Domiciliation of Salaries
- This BBVA Domiciliação Ordenado Account is available to individuals, employees or self-employed workers that set up the direct deposit of their regular income (monthly) from their paycheck or from their self-employed work (income), which accounts for all monthly deposits made by electronic bank transfer from an employer's account, of a value equal to or greater than €1,500.
- The first validation of the salary / income domiciliation starts after the month following the date of opening the account.
Costs and fees
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On your BBVA Ordenado Domiciliação Account
- €4.50/month package account maintenance fee when you have direct deposit of your salary/income greater than €1,500.00. A stamp duty is also applied to this fee.
- €0 fee for SEPA + credit transfers, provided they are made through our digital channels.
- Request and delivery of crossed and customized checks (books of up to 10 checks), free when ordered online through BBVA.pt home banking. Delivery by "mail" has a cost of €2.25 for postage.
On your cards- Issuance of a BBVA Agora Debit Card, with no Debit Card activation fee for the first year.
- Issuance of a BBVA Antes Pre-paid Debit Card, with no Debit Card activation fee.
- When you use your debit card with MB Way to send money or make payments you'll pay no fees.
- Issuance of one of our BBVA Credit Cards, Depois Classic (14.5% APR) or Depois Gold (14.5% APR), with no credit card activation fee for the first year.
Documents
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BBVA Domiciliation Ordained Account Documentation:See also:
Information
(APR of 14.3%)
This account is available to individuals, employees, or self-employed workers that set up the direct deposit of their regular income (monthly) from their paycheck (the "Salary") or from their self-employed work (the "Income"), of a value equal to or greater than €1,500.
Excluding personal use by business owners and self-employed professionals as support for their professional activity.
Nominal APR of 11.300%, which corresponds to an APR of 14.3%, for an authorized overdraft limit up to €15,000, with monthly interest payments on the first business day of the following month. Example: for an overdraft of €1,500 for 90 days, which has €42.39 in interest, plus a €1.71 stamp duty and a €6.36 credit use tax, with no interest charged for amounts less than €0.50.
The amounts shown include taxes to applicable legal fees.
* See the definition of APR (Annual Percentage Rate) and Nominal APR.
BBVA Online Banking
Contact us
BBVA Helpline
Your bank always on hand
+351 21 391 14 16
(calls to
national landline)
BBVA Customer Support
For those who prefer email
apoio.clientes@bbva.com
Your question will be promptly answered or forwarded.
BBVA Replies
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BBVA Replies will answer you
For those who prefer not to send an email.
