Car Loan | BBVA Portugal

Car Loan (from 9.6% APR*)

No matter the vehicle, we have excellent financing conditions for you.

Fixed or variable rate.
Financing term from 12 to 120 months.

Your new car is waiting for you!

Whatever the vehicle, new or used, enjoy the excellent financing conditions that we have for you in partnership with BBVA Consumer Finance.

Conditions and Advantages

Take an in-depth look at the conditions and advantages that the Car Loan has for you.

Your new car is waiting for you!

BBVA Car Loan (from 9.6% APR)
If you have already found the car you've been dreaming of, together with BBVA Consumer Finance, we have the financing for you.

Whether new or second-hand, we offer you the following conditions:

Term: 12 to 120 Months.

Fixed or Variable Rate.

Property belonging to the Customer, with Reservation of Ownership or Mortgage in favor of BBVA IFIC.

Minimum insurance required by law (public liability).

Homebanking BBVA Consumer Finance: Access various functions and manage your contracts conveniently, quickly, securely and online Make all kinds of enquiries and requests, 24 hours a day and from anywhere with Internet access.

Documents

See here the relevant documentation for the Car Loan.

Documentation concerning the Car Loan
Rights and obligations on the consumer credit

Information on Mandatory Consumer Information Regarding Credit Intermediary Activity (BBVA Consumer Finance)

Information

9.6% APR

Banco Bilbao Vizcaya Argentaria S.A., Portugal Branch (BBVA), registered with the Bank of Portugal under code IF 19 and with the CMVM under number 383, acts as a qualified and authorized entity to provide credit intermediation services, without exclusivity and without powers of representation to BBVA Instituição Financeira de Crédito S.A., registered with the Bank of Portugal under code IF 800 (BBVA Consumer Finance). The APR of 9.6% is calculated on the basis of an APR of 8.100% (Fixed Rate). The APR includes Stamp Duty of €616 and a Contract Opening fee of €300. Example of a Car Loan Contract, with reservation of ownership and amount financed of €35,000 over 120 months, constant monthly installment of €436.17, includes management fee of €3.64. Total amount charged to the consumer €53,256.40. Campaign valid until 12/31/2024. Proposal subject to solvency analysis and approval by BBVA Consumer Finance.

* See the definition of APR (Annual Percentage Rate) and Nominal APR.