Nominal APR (TANB) of 0.25%, which can be increased up to 2% upon fulfilling, during the term of the deposit, the binding conditions established on maturity of the deposit by the 1st Time Deposit Holder:

• Increase of the nominal APR of 0.75% for being the holder of a BBVA Domiciliation Salary Account or Account 59 + BBVA.
  

The BBVA Ordenado Domiciliação Account (package account) is open to individuals, salaried employees or Liberal Professionals who choose direct deposit of regular income (monthly) from their salary or from their liberal professional activity, with a value equal or superior to €2,500. Its use by ENI's to support their professional activity is excluded. The BBVA 59 + Account (package account) is open to individuals who are retired or receiving a pension and have their monthly income deposited directly into their account by electronic bank transfer from the National Pension Center, Civil Servants' Pension Fund, or another similar entity, with a value equal to or greater than €2,500.

Nominal APR of 11.300%, which corresponds to an APR of 14.3%, for an authorized overdraft limit up to €15,000, with monthly interest payments on the first business day of the following month. Example: for an overdraft of €1,500 for 90 days, which has €42.39 in interest, plus a €1.71 stamp duty and a €6.36 credit use tax, with no interest charged for amounts less than €0.50. The amounts shown include applicable legal taxes.

• Gross nominal interest rate increase of 0.50% for holding a BBVA Credit Card and using the minimum monthly amount of €150 (purchases and cash advance on credit – cash advance).

BBVA Depois Classic Credit Card - APR of 14.5% and Nominal APR of 12.5% for a €3,000 credit paid in 12 months, including the credit card activation fee of €20/year (stamp duty included) and other legal taxes in force. BBVA Depois Gold Credit Card - APR of 14.5% and Nominal APR of 11.7% for a €7,000 credit paid in 12 months, including the credit card activation fee of €72.50/year (stamp duty included) and other legal taxes in force. BBVA Private Credit Card - APR of 14.5% and Nominal APR of 12.68% for a €15,000 credit paid in 12 months, including a credit card activation fee of €90/year (stamp duty included) and other legal taxes in force.

• Gross nominal interest rate increase of 0.25% for holding the BBVA Agora Debit Card and making at least 1 payment per month. The activation fee of a BBVA Debit Card is €23/year (plus stamp duty).
• Gross nominal interest rate increase of 0.15% for being active on BBVA Digital Channels. You must access the BBVA.pt digital channels or the BBVA Mobile app at least once a month.
• #Gross nominal interest rate increase of 0.10% for having direct debit of at least 3 different payments. Includes direct debit for services, insurance or others.
  

Promotion valid until 12/31/2024, for new BBVA Customers.

The enquiry does not dispense with the legally required pre-contractual and contractual information.

See the definition of Gross Nominal Interest Rate, APR and Nominal Interest Rate.