Digital wallet payments
What are digital wallets?
Google Pay and Apple Pay are mobile payment services that let you make secure transactions using just your smartphone or smartwatch.
These services eliminate the need to carry a physical wallet and make it easier to pay in stores or online.
Google Pay is available to Android users, while Apple Pay is exclusive to Apple devices such as the iPhone, Apple Watch, and iPad.
How does it work?
What are the advantages of using a digital wallet?
Using Google Pay and Apple Pay offers multiple advantages that go beyond simple convenience, including:
Security: Contactless payments are highly secure. Google and Apple Pay generate a unique number for each transaction, which means your card number is never shared with the merchant. Additionally, transactions require biometric authentication, such as Face ID or fingerprint, which adds an extra layer of security. When payment is confirmed, you will receive a confirmation notification.
Convenience : With these services, you no longer need to carry physical cards. All you need is your mobile device, which is especially useful if you prefer to travel light or are worried about losing your wallet. You also don't need internet access.
Fast: Making payments this way is much faster than using a traditional card or cash. Simply touch your device to the payment terminal and the transaction is completed in seconds.
Control and management: Both applications allow detailed control of your expenses, instantly presenting a record of your transactions. This makes it easier to track your expenses and helps you maintain tighter financial control.
Compatibility: Google and Apple Pay are accepted in a large number of establishments not only in Portugal, but throughout the world. Additionally, you can use these services in compatible applications and websites, further expanding the possibilities of use.
How to activate?
If your device is Android you just need to download the ''Google Wallet'' application, manually add your BBVA Credit Card details and, once confirmed, you can make your purchases with maximum security.
For IOS devices, download the ''Wallet'' App and add your BBVA Credit Card. After confirming the addition of the card, your BBVA Credit Card is ready to be used.
Information
APR of 14.5% Use credit responsibly and within the limits of your financial capacity. APR
BBVA Depois Classic Card – APR of 14.5% and Nominal APR of 12.50% for a €3,000 credit paid in 12 months, including the credit card activation fee of €20/year (stamp duty included) and other legal taxes in force.
BBVA Depois Gold Card – APR of 14.5% and Nominal APR of 11.70% for a 7,000 euro credit paid in 12 months, including the credit card activation fee of 72.50 euros/year (stamp duty included) and other legal taxes in force.
BBVA Private Card - APR of 14.5% and Nominal APR of 12.68% for a 15,000 euro credit paid in 12 months, including the credit card activation fee of 90 euros/year (stamp duty included) and other legal taxes in force.
See the definition of APR (Annual Percentage Rate) and Nominal APR.